1012 Pearl Street
St. Joseph, MI, 49085
$659,900
5 Beds
4 Baths
3,266 SqFt
0.24 Acres
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$659,900
1012 Pearl Street
St. Joseph, MI, 49085
MLS #26040508 image #0
There’s a certain kind of morning that happens on a private covered balcony, coffee in hand, downtown St. Joe waking up below. That’s what living here feels like. This five bedroom home was made for a life that’s full, whether that means a growing family filling every room or a second home that welcomes the whole crew for the weekend. A main floor bedroom gives you options nobody wants to admit they need yet, guests who’d rather skip the stairs, family visiting for the summer, or just a flexible space that works however your life is shaped this year. Upstairs, one of the bedrooms opens onto a private covered balcony, a quiet spot that’s entirely its own. Out back, the real magic happens. A finished bar with water, electric, and heat means this isn’t a seasonal setup, it’s ready for gatherings twelve months a year, especially paired with the covered patio and grill just steps away. Add a walk to Kiwanis Park, downtown shops and restaurants, and highly rated schools, and you’ve got a location that does most of the selling itself.

Property Details

Price:
$659,900
MLS #:
26040508
Status:
Active
Beds:
5
Baths:
4
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
Hoyts Add To City Of St Joseph
Listed Date:
Aug 5, 2026
Finished Sq Ft:
3,266
Total Sq Ft:
2,428
Lot Size:
10,324 sqft / 0.24 acres (approx)
Year Built:
1912
TraditionalWaterfrontLakefrontHoyts Add To City Of St JosephSt. JosephLake Michigan

Schools

School District:
St. Joseph

Interior

Appliances
Humidifier, Built-In Gas Oven, Dishwasher, Disposal, Dryer, Microwave, Oven, Range, Refrigerator, Washer
Bathrooms
4 Full Bathrooms
Below Grade Finished Area
838
Cooling
Central Air
Fireplaces Total
1
Flooring
Carpet, Ceramic Tile, Stone, Tile, Wood
Heating
Baseboard, Forced Air, Radiant
Interior Features
Ceiling Fan(s), Broadband, Garage Door Opener, Wet Bar
Laundry Features
In Basement, Laundry Chute
Main Level Bedrooms
1

Exterior

Accessibility Features
36′ or + Hallway, Low Threshold Shower
Architectural Style
Traditional
Construction Materials
Stucco, Vinyl Siding
Exterior Features
Balcony, Play Equipment
Fencing
Fenced Back, Front Yard
Garage Spaces
1
Lot Features
Sidewalk
Parking Features
Garage Door Opener, Detached
Patio And Porch Features
Covered, Deck, Enclosed, Patio, Porch(es), Screened
Roof
Composition, Shingle
Security Features
Smoke Detector(s)
Stories
2
Waterfront Features
Lake, River
Window Features
Screens, Replacement

Financial

Tax Year
2025
Taxes
$9,757
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Map

Current real estate data for Single Family in St. Joseph as of Aug 13, 2026
112
Single Family Listed
51
Avg DOM
231
Avg $ / SqFt
$577,859
Avg List Price

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Property Summary

    Located in the Hoyts Add To City Of St Joseph subdivision, 1012 Pearl Street St. Joseph MI is a Single Family for sale in St. Joseph, MI, 49085. It is listed for $659,900 and features 5 beds, 4 baths, and has approximately 3,266 square feet of living space, and was originally constructed in 1912. The current price per square foot is $202. The average price per square foot for Single Family listings in St. Joseph is $231. The average listing price for Single Family in St. Joseph is $577,859.
1012 Pearl Street
St. Joseph, MI

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