$1,129,000
306 Water Street
St. Joseph, MI, 49085
LUXURY MEETS LAKESIDE LIVING! Located where the St. Joseph River meets Lake Michigan, this exceptional 3-bedroom, 2.5-bath Townhome Villa is located within an exclusive gated waterfront association and offers unobstructed Lake views, lighthouse views, and views of both the North and South Piers. Designed for both everyday living & entertaining, the main level features marble flooring, a gourmet kitchen with custom cherry cabinetry, an expansive granite island, stainless-steel appliances. A wet bar off the dining area and a carved natural gas fireplace create a warm and inviting gathering space. The living room opens to a private lake-view balcony, perfect for enjoying spectacular sunsets over Lake Michigan. Upstairs, the lake-view primary suite features its own private balcony, spa-style bathroom, walk-in shower, generous closet space, along with two additional bedrooms. The attached two-car garage with ceramic tile flooring offers exceptional versatility and can easily serve as additional entertaining space for larger gatherings. The garage also provides direct patio access for grilling and outdoor entertaining. Boating enthusiasts, this property offers a deeded 55-foot boat slip with a 28,000-pound boat lift, providing convenient & protected access to Lake Michigan. Few properties along Michigan’s Sunset Coast offer this combination of unobstructed waterfront views, private boating infrastructure, and direct access to Lake Michigan. The waterfront lifestyle continues with association amenities including a heated pool, clubhouse, and guest parking. Just minutes from Silver Beach, downtown St. Joseph restaurants, the Whirlpool Fountain, Carousel, Shadowland Pavilion, Curious Kids Museum, Krasl Art Center, Farmers Market, and Antiques on the Bluff. Lake views. Private balconies. Gourmet kitchen. Custom cherry cabinetry. Granite island. Wet bar. Natural gas fireplace. Spa-style primary bath. Two-car garage. Heated pool. Gated waterfront association. This is lakeside living with the space, amenities, and boating access to make your dream a reality.
Property Details
Price:
$1,129,000
MLS #:
26021268
Status:
Active
Beds:
3
Baths:
2.5
Type:
Condo
Subtype:
Condominium
Subdivision:
The Waterfront Association
Listed Date:
May 11, 2026
Finished Sq Ft:
1,891
Total Sq Ft:
1,739
Lot Size:
94,594 sqft / 2.17 acres (approx)
Year Built:
1989
Schools
School District:
St. Joseph
Middle School:
Upton Middle School
High School:
St. Joseph High School
Interior
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Bathrooms
2 Full Bathrooms, 1 Half Bathroom
Cooling
Central Air
Fireplaces Total
1
Flooring
Carpet, Ceramic Tile, Tile
Heating
Forced Air
Interior Features
Broadband, Garage Door Opener, Wet Bar, Center Island, Pantry
Laundry Features
In Unit, Upper Level
Exterior
Association Amenities
Clubhouse, Meeting Room, Pets Allowed, Pool, Security
Attached Garage YN
1
Construction Materials
Stone, Stucco, Other
Exterior Features
Balcony
Garage Spaces
2
Lot Features
Sidewalk, Site Condo
Parking Features
Garage Faces Rear, Garage Door Opener, Attached
Patio And Porch Features
Deck, Patio
Roof
Other
Security Features
Gated Community, Smoke Detector(s)
Stories
3
Waterfront Features
Lake, River
Window Features
Screens, Window Treatments
Financial
HOA Fee
$655
HOA Fee Frequency
Monthly
HOA Includes
Snow Removal, Lawn/Yard Care
HOA Phone
630-915-4794
Tax Year
2025
Taxes
$15,485
Mortgage Calculator
Map
Current real estate data for Condo in St. Joseph as of Oct 02, 2026
39
Condo Listed
91
Avg DOM
347
Avg $ / SqFt
$629,782
Avg List Price
Community
- Address306 Water Street St. Joseph MI
- SubdivisionThe Waterfront Association
- CitySt. Joseph
- CountyBerrien
- Zip Code49085
Subdivisions in St. Joseph
- Camelot Place
- Camelot Place Condo Of St Joseph
- CARLISLE RIDGE
- Chateau Condominiums
- City of St. Joseph
- Cleveland Heights
- Concord Ridge
- Dickinson Estates
- Downtown addition to City of Saint Joseph
- Duncan and Rosenburgs
- Eagle Pointe
- Edgewater Dunes
- Forest Brook
- Fox Xing Sub
- Harbor Shores Village
- Harbor Village
- Harbor Village/Harbor Shores
- Harbors Shores Fairways
- Heritage Village
- HIGHCLIFFE TERRACE
- Hoyt’s Second Addition
- Island Pointe Marina
- Lake Bluff Terrace
- Lakeshore Condominium
- Maiden Villas
- Marquette Woods
- Metes & Bounds
- River Trace Estates
- Rivers Edge Drive
- Rivers Edge Subdivision
- Rivers Egde Subdivision
- Riverside Pointe Condo
- Royal Glen
- Shady Shores
- Shoreham
- Shoreham Condominums
- Stockbridge Estates
- The Chateaus
- The Fairways
- THE OAKS
- The Ponds
- The Waterfront
- Waterfront Condos
- Windwood Estates
Similar Listings Nearby
Property Summary
- Located in the The Waterfront Association subdivision, 306 Water Street St. Joseph MI is a Condo for sale in St. Joseph, MI, 49085. It is listed for $1,129,000 and features 3 beds, 3 baths, and has approximately 1,891 square feet of living space, and was originally constructed in 1989. The current price per square foot is $597. The average price per square foot for Condo listings in St. Joseph is $347. The average listing price for Condo in St. Joseph is $629,782.

306 Water Street
St. Joseph, MI

