306 Water Street
St. Joseph, MI, 49085
$1,159,000
3 Beds
2.5 Baths
1,891 SqFt
2.17 Acres
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$1,159,000
306 Water Street
St. Joseph, MI, 49085
MLS #26021268 image #0
Luxury Meets Lakeside Living …. Located where the St. Joseph River meets Lake Michigan, this 3-bedroom, 2.5-bath Townhome Villa sits inside an exclusive gated Waterfront Association with unobstructed views of the lake, the lighthouse, and both the North & South Piers. The main level is open and well-suited for entertaining: marble floors, a gourmet kitchen with timeless custom cherry cabinetry, an expansive granite island, and stainless appliances. A wet bar off the dining area and a carved natural gas fireplace make the space feel both warm and welcoming. The living room opens to a private balcony where sunset views stretch across the water. Upstairs, the primary suite has its own lake-view balcony, a spa-style bath with walk-in shower, and generous closet space. and two additional bedrooms. The attached two-car garage has ceramic tile flooring which flexes nicely into extra entertaining space for larger occasions, and direct patio access for grilling and outdoor lounging. For boating enthusiasts, a deeded 55-foot boat slip with a 28,000-pound lift means your vessel is protected and always ready for an open-water adventure. Few properties on Michigan’s Sunset Coast offer this caliber of boating infrastructure and unobstructed access to Lake Michigan. Just minutes away — Silver Beach, downtown St. Joseph’s restaurants, the Whirlpool Fountain, Carousel, Shadowland Pavilion, the Curious Kids Museum, Krasl Art Center, the Farmers Market, and Antiques on the Bluff. The Association also includes a heated pool, clubhouse, and guest parking.
A waterfront home like this, with room to entertain, a boat slip, walkable to everything makes your Dream a Reality.

Property Details

Price:
$1,159,000
MLS #:
26021268
Status:
Active
Beds:
3
Baths:
2.5
Type:
Condo
Subtype:
Condominium
Subdivision:
The Waterfront Association
Listed Date:
May 11, 2026
Finished Sq Ft:
1,891
Total Sq Ft:
1,739
Lot Size:
94,594 sqft / 2.17 acres (approx)
Year Built:
1989
WaterfrontLakefrontPoolCommunity GatedThe Waterfront AssociationSt. JosephUpton Middle SchoolSt. Joseph High SchoolLake Michigan

Schools

School District:
St. Joseph
Middle School:
Upton Middle School
High School:
St. Joseph High School

Interior

Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Bathrooms
2 Full Bathrooms, 1 Half Bathroom
Cooling
Central Air
Fireplaces Total
1
Flooring
Carpet, Ceramic Tile
Heating
Forced Air
Interior Features
Broadband, Garage Door Opener, Wet Bar, Center Island, Pantry
Laundry Features
In Unit, Upper Level

Exterior

Association Amenities
Clubhouse, Meeting Room, Pets Allowed, Pool, Security
Attached Garage YN
1
Construction Materials
Stone, Stucco, Other
Exterior Features
Balcony
Garage Spaces
2
Lot Features
Sidewalk, Site Condo
Parking Features
Garage Faces Rear, Garage Door Opener, Attached
Patio And Porch Features
Deck, Patio
Roof
Other
Security Features
Gated Community
Stories
3
Waterfront Features
Lake, River
Window Features
Screens, Window Treatments

Financial

HOA Fee
$655
HOA Fee Frequency
Monthly
HOA Includes
Snow Removal, Lawn/Yard Care
HOA Phone
630-915-4794
Tax Year
2025
Taxes
$15,485
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Current real estate data for Condo in St. Joseph as of Jun 20, 2026
29
Condo Listed
117
Avg DOM
358
Avg $ / SqFt
$584,562
Avg List Price

Community

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Property Summary

    Located in the The Waterfront Association subdivision, 306 Water Street St. Joseph MI is a Condo for sale in St. Joseph, MI, 49085. It is listed for $1,159,000 and features 3 beds, 3 baths, and has approximately 1,891 square feet of living space, and was originally constructed in 1989. The current price per square foot is $613. The average price per square foot for Condo listings in St. Joseph is $358. The average listing price for Condo in St. Joseph is $584,562.
306 Water Street
St. Joseph, MI

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