$329,900
4625 Terra Lane
St. Joseph, MI, 49085
Welcome to this distinctive St. Joseph home, tucked away on a beautiful .94-acre ravine lot offering a peaceful, private setting! The unique tri-level floor plan puts a fresh spin on everyday living, with the bedrooms located on the lower level and the main living spaces upstairs to take advantage of the surrounding views. The home features a primary ensuite, an updated full bathroom completed in 2020, convenient main-floor laundry, and a cozy gas fireplace. Andersen windows provide quality and natural light throughout, while an attached 2-car garage offers plenty of parking and storage. Major improvements have already been taken care of, including a new roof in 2023, furnace and A/C in 2024, and hot water heater in 2022. With nearly an acre of property, a beautiful ravine backdrop, an interesting floor plan, and numerous big-ticket updates, this home offers a combination of character, privacy, and convenience that’s hard to find in the St. Joseph area.
Property Details
Price:
$329,900
MLS #:
26048176
Status:
Active
Beds:
3
Baths:
2.5
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
Yellow Creek
Listed Date:
Sep 10, 2026
Finished Sq Ft:
1,950
Total Sq Ft:
1,212
Lot Size:
40,946 sqft / 0.94 acres (approx)
Year Built:
1965
Schools
School District:
St. Joseph
Interior
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Bathrooms
2 Full Bathrooms, 1 Half Bathroom
Cooling
Central Air
Fireplaces Total
1
Flooring
Carpet, Tile, Vinyl, Wood
Heating
Forced Air
Interior Features
Ceiling Fan(s), Garage Door Opener
Laundry Features
Laundry Room, Main Level
Levels
Tri-Level
Exterior
Attached Garage YN
1
Construction Materials
Brick, Wood Siding
Exterior Features
Balcony
Garage Spaces
4
Lot Features
Wooded, Ravine, Cul-De-Sac
Other Structures
Second Garage
Parking Features
Garage Faces Front, Detached, Attached
Patio And Porch Features
Deck, Patio
Roof
Composition, Shingle
Stories
2
Window Features
Window Treatments
Financial
Tax Year
2025
Taxes
$3,148
Mortgage Calculator
Map
Current real estate data for Single Family in St. Joseph as of Nov 11, 2026
98
Single Family Listed
74
Avg DOM
219
Avg $ / SqFt
$503,648
Avg List Price
Community
- Address4625 Terra Lane St. Joseph MI
- SubdivisionYellow Creek
- CitySt. Joseph
- CountyBerrien
- Zip Code49085
Subdivisions in St. Joseph
- Bear Lake No. 2
- Brookside
- Buckhorn
- Camelot Place
- CHATEAU CONDOMINIUMS
- CHATEAU VSQ CONDOMINIUMS
- City of St. Joseph
- Concord Ridge
- Dickinson Estate
- Dickinson Estates
- Downtown addition to City of Saint Joseph
- Dunham Acres
- Eagle Pointe
- Edgewater Dunes
- Fairways
- Forest Brook
- Fox Ridge Estates
- Fox Woods
- Gards Add
- Hanleys
- Harbor Village
- Harbor Village Townhomes
- Heritage Village
- Hidden Acres
- Hoyt’s Second Addition
- Hoyts Add To City Of St Joseph
- Lakeshore Association
- LOT 15 PLEASANT MEADOWS
- Lot 5 Giannola Estates
- MAIDEN LANE COTTAGES
- Maiden Lanes Cottages
- Maiden Villas
- Marquette Woods
- Newman’s Old Hickory
- Old St. Joseph / Downtown St. Joe
- River Run
- River Trace Estates
- Rivers Edge
- Rivers Edge Drive
- Rivers Edge Subdivision
- Rivers Egde Subdivision
- Riverside Pointe Condos
- Rolling Prairie
- Royal Glen
- Royalton Terrace Village
- Scottdale Farms
- Shoreham Vlg
- The Oaks Subdivision
- Totzke Terrrace
- Windwood Estates
- Woodcreek Estates
- Woodgate by the Lake Condos
- Yellow Creek
Similar Listings Nearby
Property Summary
- Located in the Yellow Creek subdivision, 4625 Terra Lane St. Joseph MI is a Single Family for sale in St. Joseph, MI, 49085. It is listed for $329,900 and features 3 beds, 3 baths, and has approximately 1,950 square feet of living space, and was originally constructed in 1965. The current price per square foot is $169. The average price per square foot for Single Family listings in St. Joseph is $219. The average listing price for Single Family in St. Joseph is $503,648.
4625 Terra Lane
St. Joseph, MI